Compulsory Motor Insurance (CTP / พ.ร.บ.)
Sedan / 4-door pickup
Extended-cab pickup
(up to 3 tons)
Van
(registered over 7 seats)
Which type is your vehicle? Click
What is Compulsory Motor Insurance (CTP)?
Compulsory Motor Insurance (known in Thailand as "พ.ร.บ." or CTP) is the motor insurance required by the Road Accident Victims Protection Act B.E. 2535 (1992), in force since 5 April 1993. Every registered vehicle — cars and motorcycles of every kind, powered by engine, electricity or any other energy — must carry this compulsory insurance.
It covers medical expenses and compensation for road accident victims: the driver, passengers and third parties. It is also a mandatory document for the annual vehicle tax renewal. Choose the coverage for your vehicle type below.
Why renew your CTP through our assistance service
When you renew your พ.ร.บ. online through our purchase-assistance service, the policy issued by the licensed insurer covers you, your counterparties and third parties injured in an accident with the compensation and medical benefits set by law, and you receive the document required for the annual vehicle tax renewal.
Coverage table
Coverage |
Limit of liability |
|---|---|
Preliminary compensation — paid immediately, without proving fault | |
| - Medical expenses (actual) | Up to 30,000 บาท |
| - Loss of life, limb or permanent total disability | 35,000 บาท |
| - Medical expenses including funeral costs | Up to 65,000 บาท |
Compensation above the preliminary amount — paid after it is proven you are not legally liable | |
| - Medical expenses (actual) | Up to 80,000 บาท |
| - Loss of life or permanent total disability | 500,000 บาท |
| - Loss of limb | 200,000 - 500,000 บาท |
| - Daily compensation (paid per day of inpatient treatment) | Up to 200 บาท/day (max 20 days) |
| - Liability limit for life, body and health of third parties | Up to 20,000,000 บาท |
- *Maximum total coverage up to 504,000 บาท per person
Terms and coverage of the Road Accident Victims protection policy Click
FAQ — frequently asked questions
Legally compulsory insurance that every vehicle must carry. It covers all parties injured in a road accident and is a mandatory document for the annual vehicle tax renewal.
Preliminary medical expenses up to 30,000 บาท per person, paid immediately without proving fault, and up to 500,000 บาท per person in case of death or permanent disability after liability is established.
It does not cover damage to the insured vehicle itself. For own-vehicle coverage you need an additional voluntary motor insurance policy.
From 645 บาท for sedans and 4-door pickups, 967 บาท for extended-cab pickups up to 3 tons, and 1,182 บาท for vans registered with more than 7 seats.
